In USA most Chinese immigrates invest in buying houses, to be landlords for supplemental income in retirement. That's why the house prices become higher and higher in the big cities of USA where there is substantial amount of Chinese population, like New York, Los Angeles, etc.
I guess you could do the same.
With a small amount of downpayment (1/4 of the house price), you could own a house, your tenant would pay for the rent that's enough to cover your monthly mortgage payment.
When you reach the age of retirement, your mortgage should have been paid off. Then you own the house with a market price much higher than your original purchasing price.
Then your rental income would be a dependable source for your living cost in retirement.
Save and deposit in your retirement account early would not be as smart as early investment in real estate market.
回复: NAmerica (2015-08-02 18:03:52)
I used Google translate to convert above English into Japanese. This might be distorted, laughable Japanese, but is better than nothing for those who do not know English. Also it is a learning process for me to study Japanese.